Hong Kong Guide: Property

Buying property isn't easy anywhere, but it gets even more complicated if you have to deal with an unknown property market and legal restrictions of a foreign country. Read our property guide to get a good start – and to avoid mistakes you might later regret.

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  Buying property in Hong Kong

  An introduction

  Property is expensive in Hong Kong and prices can be very volatile. Many expatriates only chose to buy a property if they intend to stay long time. If you decide to buy, you should be wary of the unpredictable highs and lows of the property market and the consequences if you need to sell.

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  Property purchase process

  Legal agreements and fees

  To buy property in Hong Kong, you must be a Hong Kong resident, whether you intend to live in the property or are buying it as an investment.

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  Mortgages in Hong Kong

  Financing a property purchase

  If you want to buy property in Hong Kong, you may need a mortgage. Many local banks are hesitant to give out loans to people who don’t have a long-term local record of income. There are financial advisors which specialise in expatriate loans.

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